Pet Insurance
What is Pet Insurance?
Pet insurance is a health insurance policy for your dog or cat. It reimburses you for veterinary bills when your pet gets sick or injured, ensuring you can always choose the best medical care over your bank account balance.
What It Typically Covers
Pet insurance policies vary widely in what they cover. Our agents compare top companies to find the best fit for your specific pet's breed and age — with no hidden surprises.
Ask for a Free Quote Today!Accidents
Broken bones, swallowed objects, toxic ingestions, and hit-by-car injuries.
Illnesses
Cancer, diabetes, allergies, arthritis, and ear infections.
Testing & Treatments
X-rays, MRIs, surgeries, medications, and emergency room stays.
Optional Wellness
Routine checkups, dental cleanings, vaccinations, and flea/tick prevention (available on select plans).
How It Works (In 3 Simple Steps)
Pet insurance works on a simple reimbursement model. You pay the vet, submit your claim, and get reimbursed directly — up to 70%, 80%, or 90% of the bill depending on your plan.
Visit Any Vet
Take your pet to any licensed veterinarian, emergency clinic, or specialist.
Submit Your Claim
Pay the vet bill as usual, then upload a photo of your receipt through the carrier's app.
Get Paid Back
The insurance company reimburses you directly (up to 70%, 80%, or 90% of the bill) via direct deposit.
Why Buy From Us
Pet insurance policies vary wildly in waiting periods and breed exclusions. We compare top companies to find the best fit for your specific pet's breed and age, with complete transparency about deductibles and pre-existing conditions.
We Compare the Market
We compare top companies to find the best fit for your specific pet's breed and age.
No Hidden Surprises
We help you understand deductibles and pre-existing conditions so you know exactly how your policy works before you ever need to use it.
Frequently Asked Questions
Does pet insurance cover pre-existing conditions?
Most pet insurance policies do not cover pre-existing conditions. However, some conditions that have been cured and symptom-free for a period of time may be covered. Our agents will help you understand exactly what is and isn't covered before you enroll.
When should I get pet insurance?
The best time to get pet insurance is when your pet is young and healthy, before any conditions develop. Premiums are lower for younger pets, and you avoid exclusions for pre-existing conditions.
Can I use any veterinarian?
Yes — most pet insurance plans allow you to visit any licensed veterinarian, emergency clinic, or specialist. You pay the bill upfront and then submit a claim for reimbursement.
Ready to Get Protected?
Our experienced agents are ready to help you find the right coverage at the best price. Contact us today for a free, no-obligation quote.